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Barry was perfectly healthy until he wasn't.  His Disability Income Insurance has allowed him to concentrate on his recovery rather than on how to cover the bills. His Long Term Care coverage paid for his caregivers. With a positive attitude and the support of his family,...

Find Your PDQ* *Personal Disability Quotient Two years ago I was shopping for a new mobile phone. I love technology and gadgets. I went to my local Verizon store and picked out the latest and greatest from Samsung. The price tag was $795.The sales clerk knew his stuff...

As an insurance professional, I have dual responsibilities. I have an obligation to my clients to help them mitigate the risks to themselves and loved ones from premature death, disabilities arising from accidents and illness during their working years and in retirement.As an agent of...

A number of years ago I began working with a couple who lived in Manhattan.  At the time Charles was 55 and a highly compensated executive at a mid-sized corporation. Janice was 13 years younger and worked as an illustrator for a children’s magazine. There...

(or How I realized my value to clients) Early in my career as an insurance agent, I was assigned an “orphan” by the name of Arnold.  In insurance parlance, an orphan is a policyholder whose agent has left the business. Orphans are assigned to new agents...